Let the consumer beware, as there are many scam artists out there who promise that they can modify your mortgage payments or reduce the total amount you owe on your loan, as we all know from what we see and hear on television and radio. These rip off artists do nothing to protect you from foreclosure and charge you fee before they get you a result, even though it is illegal to do so. Our office has heard too many horror stories of consumers losing their homes and not knowing they were homeless until the Sheriff showed at their door to throw them out into the street, all because they relied on a non-attorney who promised everything will be okay.

The only way to protect your rights is to assert them. Our office will review your situation and determine if you need a forensic audit of your closing documents. The forensic audit will aid in identifying violations committed by the lender at various phases of the lending process.

By some estimates there is over $300 trillion dollars of mortgage money in our country. When things were good and property values were high, the banks and lenders got sloppy and literally threw money at borrowers. Motivated by greed, many lenders overcharged for their fees when making loans. They cut corners, failed to provide required disclosures and fraudulently inflated property values and incomes without telling borrowers they did so, all so they make a bigger profit off of your closing.

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